Your guide to 2014 Health Plan Subsidies!

Georgia Health plan subsidy information

We are happy to announce that our affiliate website – is up and running! is your one stop spot for peach state residents to apply for Georgia health plan subsidies and get enrolled in a 2015 marketplace health insurance plan. Our unique enrollment system – we like to call it our “private exchange” […]

Get Obamacare: A video Tutorial to get you started

Get Obamacare: We can help! If you need to get Obamacare during the 2013-2014 open enrollment season, we can help! Our new video series will help you complete the initial steps needed to get Obamacare and get enrolled in a 2014 health insurance plan on Our team at can help you with your Obamacare enrollment from […]

Awaiting IRS clarification on carrier direct subsidies!!!

We recently receive news of another possible workaround for the problem plagued website. Last week I learned that the National Association of Health Underwriters (NAHU) has requested clarification from the IRS on the subject of subsidy eligibility for consumers who purchase a Qualified Health Plan (QHP) directly from an insurer. Specifically, it was asked […]

Individual Mandate / Shared Responsibility Update October 28, 2013

Individual Mandate Update from CMS – 10/28/2013 Americans will have until March 31 — not Feb. 15 — to sign up for Obamacare marketplace coverage without any penalty under the individual mandate, according to new guidance issued by the CMS.This guidance is to clear up confusion about the two dates. The Obamacare open enrollment period […]

HHS proposes BASIC Healthplan rules

Beginning January 1, 2015, under this proposed rule, states will have an additional option to establish a Basic Health Program for certain low-income individuals who would otherwise be eligible to obtain coverage through the Exchange/Marketplace. For the full release from HHS, click here: This proposed rule would establish the Basic Health Program, as required […]

The Federal Health Insurance Marketplace in South Carolina

The following comes directly from the SC Department of Insurance: Exchange Basics Under the Affordable Care Act, individual and small group health insurance coverage will be available for purchase in online exchanges.  In South Carolina, these exchanges will be established and operated by U.S. Department of Health and Human Services.  These exchanges are in addition […]

How will the marketplace exchanges verify income for health insurance plan subsidies?

Beginnig in 2014 qualified individuals will receive health insurance plan subsidies. Qualification for the health plan subsidies will be based on an individual or families modified adjusted gross income (MAGI for short). Me people have asked me how the new marketplace exchanges will verify their income information. In short, the new health insurance marketplace exchanges […]

2014 Qualified Health Plan benefit basics – out of pocket maximums

If you buy a Qualified Health Plan (QHP) and receive a health insurance plan subsidy, your plan will have to abide by new Federal guidelines for health plan benefits. For 2014, QHP’s can have a maximum out of pocket (MOOP) of $6,350 for an individual, and $12,700 for families. What is MOOP, and what does […]

Health Plan Subsidies & Pre-Existing conditions

Beginning on October 1, 2013 Americans will be able to begin enrolling in health insurance plans and receive subsidies to help pay for their health insurance plan premiums. In addition, as part of the new Affordable Care Act, insurance companies can no longer deny people based on their health. Even if you have major ongoing […]