Your guide to 2014 Health Plan Subsidies!


Get Obamacare: A video Tutorial to get you started

Get Obamacare: We can help! If you need to get Obamacare during the 2013-2014 open enrollment season, we can help! Our new video series will help you complete the initial steps needed to get Obamacare and get enrolled in a 2014 health insurance plan on Our team at can help you with your Obamacare enrollment from […]

HHS proposes BASIC Healthplan rules

Beginning January 1, 2015, under this proposed rule, states will have an additional option to establish a Basic Health Program for certain low-income individuals who would otherwise be eligible to obtain coverage through the Exchange/Marketplace. For the full release from HHS, click here: This proposed rule would establish the Basic Health Program, as required […]

How will the marketplace exchanges verify income for health insurance plan subsidies?

Beginnig in 2014 qualified individuals will receive health insurance plan subsidies. Qualification for the health plan subsidies will be based on an individual or families modified adjusted gross income (MAGI for short). Me people have asked me how the new marketplace exchanges will verify their income information. In short, the new health insurance marketplace exchanges […]

2014 Qualified Health Plan benefit basics – out of pocket maximums

If you buy a Qualified Health Plan (QHP) and receive a health insurance plan subsidy, your plan will have to abide by new Federal guidelines for health plan benefits. For 2014, QHP’s can have a maximum out of pocket (MOOP) of $6,350 for an individual, and $12,700 for families. What is MOOP, and what does […]


  Atlanta – The following is a statement from Georgia Insurance Commissioner Ralph Hudgens in regards to his request to the U.S. Department of Health and Human Services for a 30 day extension on the July 31 Patient Protection and Affordable Care Act rate filing deadline: “Yesterday, after not receiving a response to my request […]


  Atlanta – Obamacare has created great uncertainty in the health insurance market, and I am not surprised that Aetna and Coventry have decided not to participate in the Federally-facilitated Georgia Exchange. The exchanges are a centerpiece of the healthcare law and this announcement means that only five health insurance companies will be operating on […]

NCDOI Approves Rates for Potential Health Insurance Marketplace Plans

RALEIGH — The North Carolina Department of Insurance today announced that it has completed timely reviews and approvals of health insurance rates for plans that insurers have proposed to sell in the federal Health Insurance Marketplace. This approval allows the insurers to continue the process to become certified by the federal government to participate in […]

Health Insurance subsidies and Catastrophic plans

Beginning in 2014, many people, especially people under 30, will be eligible for a reduced cost “Catastrophic Plan”. These Catastrophic Plans will be offered in the new Health Insurance Marketplace Exchanges. It is important to note however, that purchasers of catastrophic plans are not eligible to receive monthly premium subsidies to offset the cost of […]

Subsidies will be determined by Income – NOT assets….

Something that was brought up with us today was the question of whether assets could prevent someone from qualifying for a healthplan subsidy in 2014. Presently, access to health plan subsidies under the ACA/affordable care act/PPACA/Obamacare are based on income, not assets. To be eligible for subsidized coverage, your modified adjusted gross income (MAGI) would […]