Your guide to 2014 Health Plan Subsidies!


Georgia Health plan subsidy information

We are happy to announce that our affiliate website – is up and running! is your one stop spot for peach state residents to apply for Georgia health plan subsidies and get enrolled in a 2015 marketplace health insurance plan. Our unique enrollment system – we like to call it our “private exchange” […]

Get Obamacare: A video Tutorial to get you started

Get Obamacare: We can help! If you need to get Obamacare during the 2013-2014 open enrollment season, we can help! Our new video series will help you complete the initial steps needed to get Obamacare and get enrolled in a 2014 health insurance plan on Our team at can help you with your Obamacare enrollment from […]

Awaiting IRS clarification on carrier direct subsidies!!!

We recently receive news of another possible workaround for the problem plagued website. Last week I learned that the National Association of Health Underwriters (NAHU) has requested clarification from the IRS on the subject of subsidy eligibility for consumers who purchase a Qualified Health Plan (QHP) directly from an insurer. Specifically, it was asked […]

Individual Mandate / Shared Responsibility Update October 28, 2013

Individual Mandate Update from CMS – 10/28/2013 Americans will have until March 31 — not Feb. 15 — to sign up for Obamacare marketplace coverage without any penalty under the individual mandate, according to new guidance issued by the CMS.This guidance is to clear up confusion about the two dates. The Obamacare open enrollment period […]

HHS proposes BASIC Healthplan rules

Beginning January 1, 2015, under this proposed rule, states will have an additional option to establish a Basic Health Program for certain low-income individuals who would otherwise be eligible to obtain coverage through the Exchange/Marketplace. For the full release from HHS, click here: This proposed rule would establish the Basic Health Program, as required […]

How will the marketplace exchanges verify income for health insurance plan subsidies?

Beginnig in 2014 qualified individuals will receive health insurance plan subsidies. Qualification for the health plan subsidies will be based on an individual or families modified adjusted gross income (MAGI for short). Me people have asked me how the new marketplace exchanges will verify their income information. In short, the new health insurance marketplace exchanges […]

2014 Qualified Health Plan benefit basics – out of pocket maximums

If you buy a Qualified Health Plan (QHP) and receive a health insurance plan subsidy, your plan will have to abide by new Federal guidelines for health plan benefits. For 2014, QHP’s can have a maximum out of pocket (MOOP) of $6,350 for an individual, and $12,700 for families. What is MOOP, and what does […]


  Atlanta – The following is a statement from Georgia Insurance Commissioner Ralph Hudgens in regards to his request to the U.S. Department of Health and Human Services for a 30 day extension on the July 31 Patient Protection and Affordable Care Act rate filing deadline: “Yesterday, after not receiving a response to my request […]

NCDOI Approves Rates for Potential Health Insurance Marketplace Plans

RALEIGH — The North Carolina Department of Insurance today announced that it has completed timely reviews and approvals of health insurance rates for plans that insurers have proposed to sell in the federal Health Insurance Marketplace. This approval allows the insurers to continue the process to become certified by the federal government to participate in […]